‘Investment’ can mean different things to different people. Over recent years the financial services business has developed ever more complex, intricate investment products, with a commensurate increase in commissions and costs resulting in significantly higher charges. Investors have often bought investments without fully understanding what they are investing in. The result has all too often been the wrong investment, at the wrong time, for the wrong reason. As with all that we do, we believe in total transparency, education and honesty, so you will have the knowledge and understanding to make informed decisions; if you don’t understand our recommendation – we will not implement it.

Shares, Bonds & Gilts